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Protecting Your Property through Foreclosure Defense
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When you become delinquent in paying your mortgages (usually six months or more), your creditor may decide to put up your house for sale by employing state procedures – this is the legal process called foreclosure. A foreclosure may either be judicial or non-judicial. Judicial foreclosure requires the lender or the mortgagee to file a court case for the foreclosure to start. Since a...

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Chapter 13 Bankruptcy and Its Advantages
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Also known as a wage-earner’s plan, Chapter 13 bankruptcy allows debtors with reliable or steady incomes to draft a plan on how he or she can and will make installment payments that will settle all or a portion of his or her debts to creditors over a period of three to five years. This specific chapter of the bankruptcy law is a personal debt-adjustment...

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